Browsing Category: "Insurance"
Buying a Home Without a FICO Score
Nearly every personal finance guru in America will tell you that it’s important to build and maintain a high FICO score — and that good credit is a sign of financial prudence and responsibility. Lenders will reward you for that responsibility with a lower interest rate loan.
Lend to Family the Right Way
When Brian Hetherington complained to his father two years ago about the weighty 9% rate he and his wife were paying on their home-equity line of credit, Jim, the senior Hetherington, had an idea. He could lend the couple the $100,000 to pay off the loan and charge them only 6%. It’s been win-win ever since. “We haven’t missed a payment,” says Brian, 43. And his folks are still earning a return on their money.
Dave Ramsey Isn’t Keen on Cash for Clunkers
Now that Cash For Clunkers has come to a merciful conclusion, I thought it would be fun to post this video of get-out-of-debt guru Dave Ramsey explaining on his FOX Business show why Cash For Clunkers was such a horrible program. Check out the clip below, courtesy of Hulu.
625,000 Clunkers and Counting
The U.S. Department of Transportation had received 625,000 applications from dealers for Cash for Clunkers vouchers totaling $2.58 billion as of Monday morning, the DOT said.
A Small Business Owner’s View of the Health Care Proposal
Kelli Glasser fights an annual battle to provide health care to her Ohio firm’s workers.
Every year, the price of health insurance rises. Every year, she has to trim benefits or increase out-of-pocket costs for employees so her firm, Exhibit Concepts, can continue offering a health plan. Here’s what she has to say…
GEICO Cuts Ads from Glenn Beck’s Show
GEICO has agreed to no longer run its iconic car-insurance advertisements during the Glenn Beck Program, which broadcasts on the Fox News Channel cable network, the African-American advocacy organization ColorofChange.org said Wednesday.
Eaten by Sharks
Nick Friedman and Omar Soliman got torn to shreds on ABC’s Shark Tank after they demanded $1 million for only 10% of their company, College Hunks Hauling Junk, in exchange for an investment in a co-ed spin-off venture. “You’re pigs,” spat investor Kevin O’Leary. “And pigs get slaughtered.” What do they have to say about it?
Geico Cuts Ads from Glenn Beck’s Show
Geico has agreed to no longer run its iconic car-insurance advertisements during the Glenn Beck Program, which broadcasts on the Fox News Channel cable network, the African-American advocacy organization ColorofChange.org said Wednesday.
Auto Insurance Companies’ Hidden Secret
When shopping for car insurance, drivers choose mainly based on price, service and reputation. But one element that’s often overlooked is a company’s ’surcharge schedule’ — a predetermined premium increase that’s charged if you cause a car accident.
Getting What’s Yours from Homeowners Insurance
Attention to detail can be a challenge when you’re dealing with the aftermath of an emergency, but every step you take ensures that you get the most out of the home insurance coverage you’ve paid for. Here’s what you need to know:
Ask the Dolans: Cash in Savings Bonds?
Savings bonds used to be the investment of choice for people who had a small amount to invest or who wanted to give a small gift. Find out if yours are still paying interest, what they are worth and whether you should cash them in.
